Give up smoking cigarettes to Save Money
Health isn't the only factor in why people are planning to give up smoking cigarettes now or in the near future. The cost of smoking has a direct impact on their way of life, limiting the amount of money they are able to contribute to the living expenses regarding the household.
Smoking is certainly a expensive habit, and it's really worse once you smoke more than one pack a day. Smokers may get started smoking relatively few cigarettes a day, but as the addiction goes on, they start upping the quantity of cigarettes they have to use on a daily basis so they can feel the mood enhancement, so the cost of their habit goes up accordingly until they make the decision to give up smoking cigarettes.
At the moment, you can actually calculate the income you spend by figuring out how many packs a day you smoke and multiplying that number by 365. That's your monthly cost regarding the nicotine habit, that will fall to zero if you give up smoking cigarettes instead.
By way of example, if your home is in a state where a pack of cigarettes is approximately $3.58, which will be low compared to many state prices, and you just smoke one pack a day, then you're racking up a $1,306.70 a year habit.
Wouldn't you rather give up smoking cigarettes and do something extravagant with $13,067 in ten years than have health complications from a smoking habit? Without a doubt those who happen to be up to 3 packs a day in a state where the cost of cigarettes is well over $5 per pack, see an even bigger impact on their finances.
If you decided to give up smoking cigarettes a pack each day today and put the income you're using toward cigarettes into a 401(k) that earns you at the very least 9% interest, then you'd have a quarter of a million dollars within the next 3 decades.
If you don't give up smoking cigarettes, then you'll also be paying other costs associated with your habit. By way of example, smokers have a heftier bill for teeth cleanings and dry cleaning, just to get the stains and odors out.
Until you give up smoking cigarettes, you're also plagued with higher insurance costs because health care providers know the impact smoking causes regarding the health economy of our nation.
Need to sell the car? If you've been smoking in it, you won't get as much for your trade-in as you would if you had give up smoking cigarettes. Plus, studies have shown that smokers earn less and risk being unemployable by companies with a no-smoking policy.
These costs don't even factor into the healthcare costs associated with smoking. Once you consider the health impact smoking has, the cost is even greater. Give up smoking cigarettes for your health, but also to reduce your financial waste and put that money toward your lifelong dreams.